I finished college last year and started working in a university thereafter, through which I earn around 60k per annum. Now, I’m getting married by the end of this year, and before that, we’ve planned to buy a home in order to save money rather than paying rent.The problem is I’ve some HECS debt to clear off and am expecting it to be cleared at the year-end and so have virtually no savings at all right now. So, we were thinking if we could take out a personal loan instead of saving a deposit? Since my partner also has a good income (around 90k pa), we believe we could afford paying for the personal loan. Can someone explain whether this is possible or not?
Any help will be apprecited.
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